Dean Yeong on protecting your downsides:

When it comes to managing my finances, protecting downsides are far more crucial than maximizing growth and returns. The same works in running a business, growing a career, and having a life in general. To accomplish long-term growth, we need a solid foundation that protects us from unforeseen events, which at the same time, allows us to take more risks. In other words, having a downside protection gives you the advantage of taking more calculated risks in the long run.

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